As healthcare costs are at an all-time high, here are a few tips to cutting down and saving more.
- Go Generic
Branded and generic prescriptions have the same standards of quality and clinical effectiveness. You could potentially save up to 50% by asking for generic prescriptions rather than the brand-name drugs.
- Prescription prices are volatile
“A pricing survey from Consumer Reports revealed that prescription drug prices can differ by as much as 10 times between pharmacies, even within the same city.” You can use online tools such as Lowest med or SingleCare to compare prices on your prescriptions and save money. Even asking the counter if you could get a better deal might work.
- Payless to see your doctor without leaving your house
Telemedicine is taking over in the 21st Century. Save on seeing a doctor in person to just speak with one over the phone or video call. Companies such as Healthrive are making a huge difference when it comes to doctor visits within the comfort of your own home.
- Pay upfront
The more your doctor makes, the less you have to pay. When you offer cash for a visit, you’re going to get some major discounts because it helps your doctor avoid administrative costs and the hassle of going after claims on your insurance.
- Watch out for deductibles and compare prices instead
Shop around for the best deductible prices, another cash tip is that you could potentially save paying cash upfront rather than the out-of-pocket through insurance.
Stop paying ridiculous amounts for healthcare and save money TODAY! Research your best options and see why your insurance is not covering as much as they say they will.